Right to Know

·       Residents can ask us what personal information we have about collected about them over the past 12 months, including a list of categories of your personal information that we have sold and a list of categories of your personal information that we have shared with another company for a business purpose.

·       Upon receipt of a verifiable consumer request, we will provide:

·       The categories of personal information we have collected about you.

·       The categories of sources from which we collect your personal information.

·       The business or commercial purpose for collecting or selling your personal information.

·       The categories of third parties with whom we share personal information.

·       The specific pieces of personal information we have collected about you.

·       A list of categories of personal information that we have sold, along with the category of any other company we sold it to. Any of the categories of personal information that we collect could be included in a sale to other companies, including those within our corporate family. If we have not sold your personal information, we will inform you of that fact.

·       A list of categories of personal information that we have disclosed for a business purpose, along with the category of any other company we shared it with.

·       When you make this request, the information provided shall be limited to personal information we collected about you in the previous 12 months.

Right to Delete

·       Residents can ask us to delete their personal information. Once we receive a verifiable consumer request, we may delete Residents’ personal information from our records and direct any service providers to do the same. Please note that we are only obligated to delete Residents’ personal information under certain circumstances. We may deny your request to delete in accordance with applicable law.

Right to Correct

Residents have the right to request that we correct any inaccurate personal information. We will use commercially reasonable efforts to correct any inaccurate personal information as directed by Residents upon receipt of a verifiable consumer request.

Do Not Sell or Share

·       Residents have the right to ask that we stop selling or sharing your personal information. We do not sell your personal information to third parties for monetary consideration. However, under some circumstances a transfer of personal information to a third party, or within our affiliates and subsidiaries, may be considered a “sale” under California law. If you submit a request to stop selling your personal information, we will stop making such transfers. Contact us at 201-266-2988 to submit a do not sell or share request.

·       Residents have the right to ask that we stop sharing your personal information for cross-context behavioral advertising. We do not share your personal information with third parties for cross-context behavioral advertising.

·       Mobile information will not be shared with third parties for marketing purposes. To opt out, text STOP

No Discrimination

·       We have a nondiscrimination policy. CRG Financial LLC and it’s affiliates and divisions, including Bankruptcy Collections Services and 547 Solutions (collectively “CRG”) will not discriminate against Residents for exercising their rights. This generally means we will not cease doing business with you or charge you a different price or rates because you exercised rights under applicable state privacy law.

To exercise your privacy rights under California law or other state privacy law, please email info@crgfinancial.com or call 201.266.6988. You may also write to our legal department with any questions or comments about this Policy or about how we handle your personal information at the following addresses:

Email address: info@crgfinancial.com

Mailing Address:

CRG Financial 

84 Herbert Avenue

Bldg. B, Suite 202

Closter, NJ 07624

NOTICE TO NEVADA RESIDENT

Under Nevada Revised Statutes Chapter 603A (the “Nevada Privacy Act”), Nevada residents who have purchased goods or services from us may notify us not to sell their covered personal information. Covered personal information includes first and last name, address, email address, and phone number. If you are a Nevada resident, you may submit a request not to sell your covered information by emailing info@crgfinancial.com.

NOTICE TO VERMONT RESIDENTS

In accordance with Vermont law, we will not share information we collect about Vermont residents with companies that are not affiliated to us for the purpose of direct marketing, except with your consent or as permitted by law, such as is necessary to service, audit or fund your transactions. We might share your name and contact information with third parties that assist us in our direct marketing efforts.

NOTICE TO TEXAS RESIDENTS

You may appeal our decision with respect to a request you have submitted by emailing us at info@crgfinancial.com

NOTICE:
We do not sell your sensitive personal data.

NOTICE:
We do not sell your biometric personal data.

NOTICE TO RESIDENTS OF THE EUROPEAN UNION AND THE UNITED KINGDOM

At this time, CRG does not conduct business with residents of the European Union or the United Kingdom (collectively, the “EU/UK”) and, therefore, does not intend to collect Personal Data of residents of the EU/UK. If you are a resident of the EU/UK, DO NOT USE THE SITE.

In the event CRG inadvertently collects and/or processes Personal Data, EU/UK residents (“Data Subjects”) are entitled to the following:

·       The right to determine whether Personal Data has been processed;

·       The right to access Personal Data that has been processed;

·       The right to obtain information about how Personal Data has been processed, including without limitation: (i) the purpose of the Processing; (ii) the category of Personal Data concerned; (iii) the categories of recipients to whom the Data Subject’s Personal Data has been disclosed; (iv) the planned retention period; (v) the existence of the right of rectification, deletion, limitation of processing, or opposition; (vi) the existence of a right to complain; (vii) the source of the collection of Personal Data if not collected from CRG; (viii) and the existence of automated decision-making including profiling and, where appropriate, meaningful information about their details;

·       The right to correct Personal Data stored by CRG;

·       The right to request the deletion of Personal Data, subject to certain exceptions;

·       The right to restrict the Processing of Personal Data if: (i) the accuracy of the Personal Data is disputed; (ii) the Processing of the Personal Data is unlawful, but the Data Subject rejects its deletion; (iii) CRG no longer needs the Personal Data, but the Data Subject requires it to exercise or defend legal claims; or (iv) the Data Subject has objected to the Processing of the Personal Data in accordance with GDPR Article 21;

·       The right of the Data Subject to receive his/her Personal Data as provided to CRG, in a structured, common, and machine-readable format or to request the transfer to another person responsible;

·       The right to withdraw the Data Subject’s consent to Processing of Personal Data; and

·       The right of the Data Subject to complain to a Supervisory Authority, as such term is defined in the GDPR. As a general rule, the Data Subject can contact the Supervisory Authority of the Data Subject’s usual place of residence, work, or place of the alleged infringement. You can find your local Supervisory Authority here: European Data Protection Board

Legal Basis for Company’s Processing of Personal Data Under GDPR

In the event CRG inadvertently collects and/or processes Personal Data, Data Subjects’ Personal Data may be processed under the following conditions:

·       Consent: you have given your consent for processing Personal Data for one or more specific purpose.

·       Performance of a contract: provision of Personal Data is necessary for the performance of an agreement with you and/or for any pre-contractual obligations thereof.

·       Legal obligations: processing Personal Data is necessary for compliance with a legal obligation to which CRG is subject.

·       Vital interests: processing Personal Data is necessary in order to protect your vital interests or those of another natural person.

·       Public interests: processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in CRG.

·       Legitimate interests: processing Personal Data is necessary for the purposes of the legitimate interests pursued by CRG.

Data Subject Requests

Data Subjects may exercise their rights under the GDPR by emailing us at info@crgfinancial.com.

CONTACT INFORMATION

If you have any request or questions concerning our Privacy Policy, please call 201.266.6988 or write to us at:

Email Address: info@crgfinancial.com

Mailing Address:

CRG Financial 

84 Herbert Avenue

Bldg. B, Suite 202

Closter, NJ 07624

Effective Date 05/23/2025